Finding the best annuities means using the open market option. The open market option allows you the right to take your pension to another annuity provider to find the best annuities.

Finding the Best Annuities

An independent financial adviser will help you find the best annuities by researching on your behalf all the annuity providers after he/she has determined the options you require in your annuities. The adviser will also research your lifestyle and health history to determine if you might also qualify for enhanced annuities.

This really is the best way to find the best annuities, after all your retirement income may have to last you at long time with average life expectancy having risen for both men and women in recent decades.

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Enhanced Annuity Rates could give your retirement income a significant boost. You can qualify for lifestyle rates by simply drinking in excess of the normal government published alcohol weekly unit recommendations. If you have more serious medical conditions then you could get anything up to 60% more retirement income.

Examples of some of the conditions that may qualify for enhanced annuity rates:

  • cancer
  • heart conditions
  • diabetes
  • asthma
  • obesity
  • high blood pressure
  • High Cholesterol
  • Regular tobacco smoker
  • organ transplants
  • stroke
  • liver disease
  • alzheimer’s
  • chronic lung disease
  • kidney disease
  • multiple sclerosis
  • Parkinson’s Disease
  • or a disease of the central nervous system.

This list is just a general idea and to find out if you can qualify we recommend you seek independent financial advice from an annuity specialist such as Retirement Solutions.

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If you smoke 10 or more cigarettes a day and have done for 10 years or more then you could be entitled to smoker annuity rates. This can increase the amount of income by as much as 30% depending on who your pension pot is with.
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Welcome to the Best Annuity Rates Blog. Here you will find lots of information and advice regarding how to get the best annuity rates.
Check back here frequently to read our blog.

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