YOU COULD GET MORE INCOME FROM YOUR ANNUITY BASED ON YOUR HEALTH RISKS AND MEDICAL CONDITIONS. THE MORE SERIOUS YOUR CONDITION(S) THE MORE YOU COULD BE OFFERED.
The following list is an indication of some of the conditions that qualify for enhanced annuity rates.
Alzheimers
Amyotrophic lateral sclerosis (ALS)
Bi-polar disorder
Cerebrovascular accident (CVA)
Cerebrovascular- brain haemorrhage
Cerebrovascular- lacunar infarct
Cerebrovascular- stroke
Cerebrovascular- subarachnoid haemorrhage (SAH)
Cerebrovascular- transient ischaemic attack (TIA)
Deep vein thrombosis (DVT) or pulmonary embolism (PE)
Dementia (All types)
Diabetes, type 1
Diabetes, type 2
Haemochromatosis
Heart- angina
Heart- aortic aneurysm or abdominal aortic aneurysm
Heart- arrhythmia
Heart- atrial fibrillation
Heart attack
Heart- av block
Heart block
Heart- brachycardia
Heart- bradycardia
Heart- cardiomyopathy (All types, incl HOCM)
Heart- endocarditis/myocarditis/pericarditis/viral heart infection
Heart- enlarged heart
Heart failure
Heart inflammation
Heart- pacemaker implant
Heart- prolapse valve
Heart- regurgitation
Heart rhythm disorder
Heart- stenosis
Heart- supraventricular tachycardia (SVT)
Heart- tachycardia
Heart valve disorder (mitral, aortic, bi-cuspid, congenital, from birth)
Heart valve replacement
Heart- ventricular ectopics
HIV/AIDS
Huntington’s disease/chorea
Kidney- (end stage) renal failure (ESRF)
Kidney- chronic kidney disease (CKD)
Kidney- glomerulonephritis
Kidney- other
Kidney- polycystic kidney disease (PKD)
Kidney- transplant
Liver- cirrhosis
Liver- hepatitis (unless hepatitis A and fully recovered)
Liver- other
Liver- transplant
Major organ transplants
Motor neurone disease
Multiple sclerosis (MS) all types
Muscular/myotonic dystrophy
Parkinson’s disease
Peripheral vascular disease (PVD) or intermittent claudication
Respiratory- asbestosis
Respiratory- asthma
Respiratory- bronchiectasis
Respiratory- chronic bronchitis
Respiratory- chronic obstructive pulmonary disease (COPD)
Respiratory- emphysema
Respiratory- pleural plaques
Respiratory- pulmonary fibrosis
Rheumatoid arthritis
Schizophrenia
